I pay these types of bills electronically with my debit card or an e-check. Sometimes they charge you to use your debit card (like a credit card fee) but e-check is always free. Just remember to balance your checkbook! e-checks don’t post right away.
insurance and utilities. We pay utilities online. Insurance is usually a check as is the house. I usually stop by the bank with the mortgage when we are downtown, but before the due date, and pay in person.
My first errand tomorrow will be to go change my weekly payday deposit into cash. I’ll be stuffing my envelopes BEFORE I go do all my weekly shopping. But one thing has already come up – I have a bill to pay this week for my cellphone. In the past, I’ve just transferred the money electronically. How do folks on a cash-only basis handle bills like that? I don’t even get a paper statement with a return envelope. Do folks just go ahead and pay some things like that electronically, or do they actually go get traveler’s checks and mail them off? I feel like a total moron asking this question but I’m not sure what would be considered best practices for stuff like that. Suggestions?