Advertising such a way should be illegal!

Yeah those services are predatory! Actually a few years ago before I started the DR program I was duped into calling one of those “debt consolidation” places. What a joke! Yeah they get your payments down to $15 a month but 1/3 goes to them for doing nothing! You still owe your debtors they just negotiate payment terms with them, which you can do on your own.

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